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  <xsd:element name="ExistingFhlbAdvancesMember" id="hnvr_ExistingFhlbAdvancesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="NumberOfNewFhlbAdvances" id="hnvr_NumberOfNewFhlbAdvances" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" />
  <xsd:element name="NewFhlbAdvancesMember" id="hnvr_NewFhlbAdvancesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="FhlbAdvancesMaturingOnFebruary232029Member" id="hnvr_FhlbAdvancesMaturingOnFebruary232029Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="FhlbAdvancesMaturingOnFebruary242031Member" id="hnvr_FhlbAdvancesMaturingOnFebruary242031Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="FhlbAdvancesPrepaymentPenalty" id="hnvr_FhlbAdvancesPrepaymentPenalty" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="FhlbFixedRateAdvancesPrepaymentPenalty" id="hnvr_FhlbFixedRateAdvancesPrepaymentPenalty" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="AdvancesLockOutPeriod" id="hnvr_AdvancesLockOutPeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="EquityIncentivePlan2026Member" id="hnvr_EquityIncentivePlan2026Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="CommonStockCapitalSharesReservedForFutureIssuanceRolledOverFromPreviousPlanOne" id="hnvr_CommonStockCapitalSharesReservedForFutureIssuanceRolledOverFromPreviousPlanOne" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" />
  <xsd:element name="CommonStockCapitalSharesReservedForFutureIssuanceRolledOverFromPreviousPlanTwo" id="hnvr_CommonStockCapitalSharesReservedForFutureIssuanceRolledOverFromPreviousPlanTwo" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" />
  <xsd:element name="CapitalContributions" id="hnvr_CapitalContributions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" />
  <xsd:element name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantedInPeriodNetOfForfeitures" id="hnvr_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantedInPeriodNetOfForfeitures" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
</xsd:schema>
